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EuroTech
of Naples
Auto Body, Collision & European Auto Repair in Naples, FL
Your insurance company recommended a shop.
You don't have to use it.
Under Florida law, you can choose any licensed repair shop for your vehicle after an accident or breakdown, and your insurance company cannot force you to use a specific shop.
Your Rights Under Florida Insurance Law
• Florida Statute § 626.9743: This law explicitly prohibits auto insurance companies from requiring you to use a specific or "preferred" repair shop.
• Independent Choice: Insurers can recommend a preferred shop for convenience or a repair guarantee, but the final decision belongs entirely to you.
• Claim Coverage: Your insurance company must cover the cost of proper repairs based on your policy limits, regardless of whether you choose a network shop or an independent one.
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